Even in a high cost, low inventory market, like the one we currently have, it is possible for many buyers to find and close on the purchase of their own home.

Whether you are a first time home buyer or have prior home ownership in your past, the first thing you need to do when contemplating the purchase of a property, is understanding affordability for your situation.

We can recommend several lenders that can quickly and painlessly advise you on HOW MUCH house you can really afford.

When you speak to a lender, you will need to provide them the following information:

  • Your last month’s pay stubs
  • Your last two year’s tax returns and any accompanying W2 forms
  • Your last month’s bank statement(s)
  • Your date of birth

With this information, the lender will be able to tell you how much of a loan you can get and what your monthly payments would be. This takes only 24 hours and there is no cost to you whatsoever.

The most common type of loan programs that might be a fit for you would be an FHA, conventional, or VA loan. A FHA loan can be closed with a down payment of only 3.5%.

Once you are prequalified, we can start looking at properties that are a fit for you! You might find yourself in your own home within the next two months. No more throwing money away on rent!

It’s easier than you think. Contact us now to get you started.